Description
Are you passionate about customer service and eager to build a career in retail banking as Associate Relationship Manager? We have an exciting job opening for freshers as Associate Relationship Manager – Home Loan / Loan Against Property (HL/LAP) in Bihar. This role offers an excellent opportunity to work in the fast-growing domain of rural banking, contribute to financial inclusion, and develop lasting relationships in the local market.
In this client-facing role, you’ll focus on customer acquisition, product sales, and service delivery—ensuring a seamless experience from lead generation to loan disbursement. If you’re someone who enjoys meeting people, understanding their financial needs, and helping them achieve their goals, then this role is for you.
About
Our client is a leading player in retail and rural banking, committed to offering inclusive financial services across India. With a customer-first approach and strong presence in semi-urban and rural markets, the organization focuses on empowering individuals and small businesses with suitable financial products, including home loans and loans against property.
This role is a part of the organization’s ongoing effort to expand its footprint and build trusted relationships within communities across Bihar.
Responsibilities
- Identify new markets and generate leads through canopy activities, leaflet distribution, cold calling, and community outreach.
- Handle leads referred by sales teams, cross-selling units, or other internal channels.
- Manage client relationships to deliver high-quality customer service and ensure client retention.
- Achieve performance targets related to income generation, product sales, and new client acquisition.
- Guide customers through the entire process of loan application, sanction, and disbursement.
- Provide post-sales support to prevent defaults and assist the collections team in EMI recovery when necessary.
- Build strong local connections by engaging with builders, business communities, and new channel partners.
Skills
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Excellent communication and interpersonal skills.
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Self-motivated with a sales-oriented mindset.
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Strong local market knowledge and ability to develop new business contacts.
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Basic understanding of retail banking products such as home loans and loans against property.
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Ability to manage time effectively and prioritize customer needs.
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Comfortable with field work and engaging in on-ground marketing activities.
Eligibility Criteria
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Graduation in BA, BCom, BBA, BSc, BTech, BE, or any other recognized stream.
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0 to 2 years of experience in NBFCs or Banking sector preferred.
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Candidates with strong passion for sales and relationship management will be prioritized.
Job Type: Full-Time | Permanent
Job Location: Bihar, India
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